Terms of Service

Terms of Service for Fintks.com

Last Updated: September 05, 2025

1. Introduction

Welcome to Fintks.com. These Terms of Service ("Terms") govern your use of our website located at fintks.com ("Service") operated by Fintks ("us", "we", or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

3. Products and Services

All products and services displayed on our website are subject to availability. We reserve the right to discontinue any product or service at any time.

Prices for our products are subject to change without notice. We reserve the right to modify or discontinue the Service without notice at any time.

We shall not be liable to you or to any third-party for any modification, price change, suspension, or discontinuance of the Service.

4. Digital Products and Portfolio System

For digital products, upon completing your purchase, you will be granted a non-exclusive, non-transferable license to use the digital content for personal, non-commercial purposes.

You may not distribute, share, rent, lease, sell, or sublicense the digital content. Any unauthorized use, reproduction, or distribution is strictly prohibited and may result in severe civil and criminal penalties.

When using our portfolio system, you agree to:

  • Only upload content that you own or have the legal right to use
  • Not upload any content that infringes on intellectual property rights of others
  • Not use the portfolio system to store or distribute malicious code, illegal content, or materials that violate our content policies
  • Take responsibility for securing your account credentials and immediately notify us of any unauthorized access
  • Understand that while we implement reasonable security measures, we cannot guarantee absolute security of your data
  • Not attempt to reverse engineer, decompile, or otherwise attempt to derive the source code of our portfolio system
  • Not use automated scripts, bots, or other means to scrape data from other users' portfolios
  • Not use the portfolio system in any way that could damage, disable, overburden, or impair our servers or networks
  • Not attempt to gain unauthorized access to any part of the portfolio system, other accounts, or other systems or networks connected to our service
  • Acknowledge that we may, at our sole discretion, limit or terminate your access to the portfolio system if we believe you have violated these terms

4.1 Portfolio Content Ownership

You retain all ownership rights to the content you upload to your portfolio. However, by uploading content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, adapt, publish, and distribute such content solely for the purpose of displaying it within your portfolio and promoting our services.

4.2 Portfolio Availability and Backups

We strive to maintain high availability of the portfolio system, but we do not guarantee uninterrupted access. We recommend that you maintain your own backups of all content uploaded to your portfolio. We are not responsible for any loss of data or content that you may experience while using our portfolio system.

4.3 Third-Party Services Integration

Our portfolio system may allow integration with third-party services. Your use of such third-party services is subject to their respective terms of service and privacy policies. We are not responsible for the practices of such third parties or how they use information you provide to them.

5. Purchases

If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including your credit card number, the expiration date of your credit card, your billing address, and your shipping information.

You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct, and complete.

By submitting such information, you grant us the right to provide the information to third parties for purposes of facilitating the completion of Purchases.

6. Refunds

For physical products, we accept returns within 30 days of delivery for a full refund. Products must be in their original condition and packaging.

For digital products, due to their nature, we generally do not offer refunds unless the product is defective or not as described. Please contact our customer service team if you believe this is the case.

7. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Fintks and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Fintks.

8. Prohibited Uses

You may use our Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:

  • In any way that violates any applicable national or international law or regulation.
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter," "spam," or any other similar solicitation.
  • To impersonate or attempt to impersonate Fintks, a Fintks employee, another user, or any other person or entity.
  • In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful.

9. Limitation of Liability

In no event shall Fintks, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

10. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Fintks, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the country in which Fintks operates, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

13. Contact Us

If you have any questions about these Terms, please contact us at:

  • Email: customer.support@fintks.com
  • Phone: +972569226874